N
NextHouse
True Cost
Estimator
Every dollar you'll need to get keys in hand — not just stamp duty.
8 States & Territories
Stamp Duty
LMI Impact
Upfront Cost Stack
Property Details
Purchase Price
$
State / Territory
Victoria
New South Wales
Queensland
Western Australia
South Australia
Australian Capital Territory
Tasmania
Northern Territory
Property Type
House
Apartment
Buyer Profile
Buying As
Owner-Occ.
Investor
First Home Buyer?
Yes
No
Deposit
20% — $150,000
5%
20%
40%
✓ 20%+ deposit — no LMI required
Other Costs
Lender Type
Big 4 Bank (~$400 fee)
Smaller Lender (~$150)
No-Fee Lender ($0)
Moving Costs
1–2 bed, local move
3–4 bed, local move
1–2 bed, interstate
3–4 bed, interstate
New build or off-the-plan? (adds rate lock fee ~$650)
Calculate My True Cost →